Taxes and finance
This sector tackles the complex world of taxes and finance, a domain where AI can play a transformative role. In the era of digital transactions, ensuring secure financial interactions and effective tax management is more crucial than ever. For instance, Estonia grapples with secure identity verification during online transactions, posing risks of fraud and security breaches. Similarly, France faces challenges with individuals underreporting imports to evade taxes, while Italy and Slovenia struggle with widespread tax evasion through misreported financial activities.
These examples underscore a global need for robust solutions to secure financial integrity and enforce tax compliance. By deploying AI, we are stepping towards a future where financial transactions are not only efficient but also transparent and fair, fostering a sense of trust and security in digital and financial landscapes. Through these efforts, we aim to build a financially equitable society where each individual and entity contributes fairly to the communal resources.
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Industries
Together with our customers, we are redefining how businesses, governments, and healthcare institutions operate.
Public Sector
The right digital tools applied properly can dramatically transform citizen-government interaction, changing the way societies work. We provide end-to-end transformations, starting from scratch and providing service over the entire product life. We speak policy and strategy. We consult, draft legislation, provide impact analysis, design organizations, build capacity, develop cyber resilience, and create digital products and services, all of which culminate in value for citizens.
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Healthcare
An aging population coupled with higher expectations from patients means governments and healthcare providers struggle to offer access to affordable and high-quality healthcare. Our digital healthcare solutions fundamentally transform doctor-patient interactions, while making more efficient use of taxpayers’ resources.
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Financial Services and Insurance
Change in the financial services sector is constantly accelerating at every level: with customer behavior, macroeconomics, as well as regulatory and technological levels. We help finance organizations build and modernize their core technology and services for scalability, agility, and regulatory compliance, while meeting the changing security, data governance, and quality policies.
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Industry
Digitized business means employing data to increase turnover, improve production, reduce waste, and allow expansion to new business models. We are forerunners in leveraging operational technology with hybrid cloud and data-driven solutions in manufacturing, logistics, and construction.
Industry
Energy and Resources
Technology is ushering energy industries into a new era. Automation leads to lower costs, new efficiencies, sustainability, and productivity. Our pace-layered approach brings value beyond solving the immediate problem, creating backbone solutions to handle massive numbers of transactions, creating differentiation, and giving our clients a competitive edge, all the while supporting innovation and new services.
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Consumer
The modern consumer is not easy to satisfy. Whatever your electronic platform, seamless interactions are now a requirement for both internal and external users. Our wide variety of industry experience in digital commerce, coupled with extreme depth in interoperability, electronic identity, and service design, puts us in a unique position to offer flexible and agile solutions that scale with your business.
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Telecommunications, Media and Entertainment
For over 20 years we’ve worked with the world’s top telecommunication companies to create and implement new products into both back-end technology and customer-facing storefronts. Our certified engineers and professionals are not believers in one-size-fits-all products, and our full-lifecycle, holistic approach has delivered custom solutions to help our clients thrive in one of the world’s most competitive sectors.
Learn moreEnhancing Traffic Safety and Accident Prevention
This use case focuses on projects dedicated to enhancing traffic safety and accident prevention, addressing a range of pressing challenges faced on the roads. Efforts are underway to combat the issue of speeding and reduce the frequence of road accidents. Portugal is grappling with the challenge of ensuring trains align properly with station platforms, enhancing safety for commuters. Meanwhile, other projects actively working on initiatives to reduce driver errors that often result in accidents, promoting safer roads for all. Other projects are tackling the problem of timely road damage identification and repair, aiming to minimize hazards for drivers. Additionally, Belgium for instance is developing strategies to effectively manage road conditions during winter, mitigating risks associated with slippery roads. Each of these projects contributes to the overarching goal of creating safer roadways and more secure transportation systems, ultimateyl striving for fewer accidents and smoother journeys for everyone.
Projects
Discover innovative solutions to make roads safer and journeys smoother.
ID | Problem | Solution | AI Classification | Location |
001 | The roads get slippery in winter and it's hard to decided when and how much to spread salt to prevent this | A tool that helps keep roads safe during winter by suggesting when and how to spread anti-ice materials | Reasoning, Automated reasoning, Planning and Scheduling | Germany |
002 |
E-scooter riders have safety issues while riding in the city | Improving safety of small transport vehicles using computer vision | Perception, Computer Vision, Machine Learning | Germany |
003 |
People make mistakes while driving which can lead to accidents | An aid to make driving safer and more efficient by predicting and suggesting optimal actions | Perception, Computer Vision, Machine Learning | Germany |
004 | Roads get damaged and it's hard to find and fix the damage quickly | A tool that assesses road conditions to prevent damage | Perception, Computer Vision, Machine Learning | Germany |
005 | People drive too fast and have accidents on the road | Improving road safety by monitoring vehicle details and speed | Perception, Computer Vision, Machine Learning | Germany |
Enhancing Traffic Safety and Accident Prevention
This use case focuses on projects dedicated to enhancing traffic safety and accident prevention, addressing a range of pressing challenges faced on the roads. Efforts are underway to combat the issue of speeding and reduce the frequence of road accidents. Portugal is grappling with the challenge of ensuring trains align properly with station platforms, enhancing safety for commuters. Meanwhile, other projects actively working on initiatives to reduce driver errors that often result in accidents, promoting safer roads for all. Other projects are tackling the problem of timely road damage identification and repair, aiming to minimize hazards for drivers. Additionally, Belgium for instance is developing strategies to effectively manage road conditions during winter, mitigating risks associated with slippery roads. Each of these projects contributes to the overarching goal of creating safer roadways and more secure transportation systems, ultimateyl striving for fewer accidents and smoother journeys for everyone.
Projects
Discover innovative solutions to make roads safer and journeys smoother.
ID | Problem | Solution | AI Classification | Location |
001 | The roads get slippery in winter and it's hard to decided when and how much to spread salt to prevent this | A tool that helps keep roads safe during winter by suggesting when and how to spread anti-ice materials | Reasoning, Automated reasoning, Planning and Scheduling | Germany |
002 |
E-scooter riders have safety issues while riding in the city | Improving safety of small transport vehicles using computer vision | Perception, Computer Vision, Machine Learning | Germany |
003 |
People make mistakes while driving which can lead to accidents | An aid to make driving safer and more efficient by predicting and suggesting optimal actions | Perception, Computer Vision, Machine Learning | Germany |
004 | Roads get damaged and it's hard to find and fix the damage quickly | A tool that assesses road conditions to prevent damage | Perception, Computer Vision, Machine Learning | Germany |
005 | People drive too fast and have accidents on the road | Improving road safety by monitoring vehicle details and speed | Perception, Computer Vision, Machine Learning | Germany |
Enhancing Traffic Safety and Accident Prevention
This use case focuses on projects dedicated to enhancing traffic safety and accident prevention, addressing a range of pressing challenges faced on the roads. Efforts are underway to combat the issue of speeding and reduce the frequence of road accidents. Portugal is grappling with the challenge of ensuring trains align properly with station platforms, enhancing safety for commuters. Meanwhile, other projects actively working on initiatives to reduce driver errors that often result in accidents, promoting safer roads for all. Other projects are tackling the problem of timely road damage identification and repair, aiming to minimize hazards for drivers. Additionally, Belgium for instance is developing strategies to effectively manage road conditions during winter, mitigating risks associated with slippery roads. Each of these projects contributes to the overarching goal of creating safer roadways and more secure transportation systems, ultimateyl striving for fewer accidents and smoother journeys for everyone.
Projects
Discover innovative solutions to make roads safer and journeys smoother.
ID | Problem | Solution | AI Classification | Location |
001 | The roads get slippery in winter and it's hard to decided when and how much to spread salt to prevent this | A tool that helps keep roads safe during winter by suggesting when and how to spread anti-ice materials | Reasoning, Automated reasoning, Planning and Scheduling | Germany |
002 |
E-scooter riders have safety issues while riding in the city | Improving safety of small transport vehicles using computer vision | Perception, Computer Vision, Machine Learning | Germany |
003 |
People make mistakes while driving which can lead to accidents | An aid to make driving safer and more efficient by predicting and suggesting optimal actions | Perception, Computer Vision, Machine Learning | Germany |
004 | Roads get damaged and it's hard to find and fix the damage quickly | A tool that assesses road conditions to prevent damage | Perception, Computer Vision, Machine Learning | Germany |
005 | People drive too fast and have accidents on the road | Improving road safety by monitoring vehicle details and speed | Perception, Computer Vision, Machine Learning | Germany |
Enhancing Traffic Safety and Accident Prevention
This use case focuses on projects dedicated to enhancing traffic safety and accident prevention, addressing a range of pressing challenges faced on the roads. Efforts are underway to combat the issue of speeding and reduce the frequence of road accidents. Portugal is grappling with the challenge of ensuring trains align properly with station platforms, enhancing safety for commuters. Meanwhile, other projects actively working on initiatives to reduce driver errors that often result in accidents, promoting safer roads for all. Other projects are tackling the problem of timely road damage identification and repair, aiming to minimize hazards for drivers. Additionally, Belgium for instance is developing strategies to effectively manage road conditions during winter, mitigating risks associated with slippery roads. Each of these projects contributes to the overarching goal of creating safer roadways and more secure transportation systems, ultimateyl striving for fewer accidents and smoother journeys for everyone.
Projects
Discover innovative solutions to make roads safer and journeys smoother.
ID | Problem | Solution | AI Classification | Location |
001 | The roads get slippery in winter and it's hard to decided when and how much to spread salt to prevent this | A tool that helps keep roads safe during winter by suggesting when and how to spread anti-ice materials | Reasoning, Automated reasoning, Planning and Scheduling | Germany |
002 |
E-scooter riders have safety issues while riding in the city | Improving safety of small transport vehicles using computer vision | Perception, Computer Vision, Machine Learning | Germany |
003 |
People make mistakes while driving which can lead to accidents | An aid to make driving safer and more efficient by predicting and suggesting optimal actions | Perception, Computer Vision, Machine Learning | Germany |
004 | Roads get damaged and it's hard to find and fix the damage quickly | A tool that assesses road conditions to prevent damage | Perception, Computer Vision, Machine Learning | Germany |
005 | People drive too fast and have accidents on the road | Improving road safety by monitoring vehicle details and speed | Perception, Computer Vision, Machine Learning | Germany |
17
Countries
8
Use Cases
39
Projects
Use cases
In this sector are various projects helping with secure financial transactions and tax processes, from identity verification to fraud prevention and efficient tax management.
Confirmation of identity
Confirmation of identity
This use case tackles the challenge of securely confirming a person's identity during remote transactions. In the digital age, the need for reliable identity verification has become increasingly important, especially in online transactions where the risk of fraud is high. For instance, in Estonia, people often struggle to prove their identity during online transactions, leading to security concerns and potential fraud. Projects in this use case are working to develop robust and secure methods for identity confirmation, aiming to make online transactions safer and more reliable. By addressing this issue, we are moving towards a future where digital transactions are as secure and trustworthy as face-to-face interactions.
Projects
Securely confirm a person's identity for remote transactions.
ID | Problem | Solution | Location |
723 | People have difficulty proving their identity during online transactions | Securely confirm a person's identity for remote transactions | Estonia |
Corruption detection in public tenders
Corruption detection in public tenders
This use case tackles projects that automate the detection of corruption in public tenders, addressing the challenge of transparency and fairness in public procurement processes. In Ukraine, for instance, there's a struggle for people to identify corrupt practices in business deals, making it difficult to ensure fair competition and value for public money. Another challenge is in Finland, where suppliers often have difficulty verifying their information during the tendering process, creating potential loopholes for corruption. These projects aim to leverage AI to detect and prevent such corrupt practices, ensuring that public tenders are conducted in a transparent, fair, and efficient manner. Each project represents a step forward in the fight against corruption, contributing to a more accountable and transparent public sector.
Projects
Projects in this use case automate the detection of corruption in public tenders.
ID | Problem | Solution | Location |
581 | People are not able to identify corrupt practices in business deals | A tool that identifies corruption in public tenders | Ukraine |
587 | Suppliers have difficulty verifying their information during the tendering process | Automated verification of supplier information during tendering | Finland |
Detection and prevention of tax fraud
Detection and prevention of tax fraud
This use case tackles projects that focus on detecting incorrect tax filings and preventing fraud, ensuring tax compliance. Tax evasion is a global issue, with different countries facing unique challenges. In Estonia, for instance, there are issues with companies not paying their taxes properly. France, on the other hand, is dealing with individuals who cheat on taxes by wrongly declaring imported products. Meanwhile, in other projects, the problem lies with people not being honest about their financial activities or trying to avoid paying taxes. These projects are working tirelessly to ensure that everyone pays their fair share, contributing to a fairer and more equitable society.
Projects
These projects focus on detecting incorrect tax filings and preventing fraud, ensuring tax compliance.
ID | Problem | Solution | Location |
263 | Companies are not paying their taxes properly | An aid to identify potential tax evasion in companies | Estonia |
272 | People sometimes cheat on taxes by wrongly declaring imported products | Identify incorrect product declarations to prevent tax fraud | France |
450 | People are not always honest about their financial activities | A tool that checks if people are paying their taxes correctly | Italy |
456 | People are not paying their taxes correctly or trying to avoid paying them | A tool that identifies incorrect tax reports and potential fraud | Slovenia |
673 | People are not paying their taxes as they should | An approach to identify potential tax evasion using technology | Italy |
727 | People sometimes submit wrong tax refund claims | A tool that identifies incorrect tax refund claims | Estonia |
837 | People sometimes submit incorrect tax refund requests | A tool that identifies incorrect tax refund applications | Germany |
Financial audit and approval
Financial audit and approval
This use case tackles projects that aim to increase the efficiency of auditing and approval of financial activities. A common challenge is the significant amount of time spent on applying for and assessing grant applications. Another issue is the frequent mistakes made by individuals when filling out tax forms, a problem Latvia is actively addressing. Furthermore, there's a concern about the cost and quality of outsourced audits for projects funded by government money. Each of these projects is striving to streamline financial processes, reduce errors, and ensure the effective use of government funds, ultimately leading to more efficient and transparent financial systems.
Projects
These projects increase the efficiency with auditing and approval of financial activities.
ID | Problem | Solution | Location |
14 | People spend too much time applying for and assessing grant applications | An automated tool to assess and approve grant applications quickly | Belgium |
66 | People make mistakes when filling out tax forms | An automated system to check and approve financial declarations | Latvia |
226 | There is a problem with the cost and quality of outsourced audits for projects funded by government money. | A system that improves the auditing process, saving time and money | Belgium |
Financial fraud detection and prevention
Financial fraud detection and prevention
This use case tackles financial security, using AI to identify and prevent fraud and errors in financial activities and transactions, ensuring integrity. In Denmark, for instance, there's a challenge with people cheating and making mistakes in financial reports. Another problem is people misusing financial aid meant for business expenses. Latvia, is dealing with suspicious patterns in trade and financial flows that need to be identified. Each of these projects is a step towards a more secure financial environment, where fraudulent activities are minimized and financial integrity is upheld.
Projects
Projects within this use case tackle financial security, using AI to identify and prevent fraud and errors in financial activities and transactions, ensuring integrity.
ID | Problem | Solution | Location |
21 | People are cheating and making mistakes in financial reports | An aid to spot errors and fraud in financial reports | Denmark |
50 | People are misusing financial aid meant for business expenses | An aid to verify and prevent financial fraud | Poland |
70 | There are suspicious patterns in trade and financial flows that need to be identified | An aid to spot suspicious financial activities using patterns | Latvia |
87 | Students lie about living away from home to get more loan money | An aid to catch students who cheat on their housing status for loans | Norway |
93 | People might use their bank accounts for illegal activities | An AI tool that identifies potential illegal activities in financial accounts | Poland |
289 | People and companies sometimes don't correctly report their income or other important information. | Identify potential errors or fraud in financial transactions | France |
346 | People are using wrong addresses to commit fraud | Identify incorrect patterns to prevent fraud | Netherlands |
598 | People are renting out their homes to tourists without following the rules | An aid to efficiently manage and investigate illegal housing rentals | Netherlands |
Monitoring of financial activities and risks
Monitoring of financial activities and risks
This use case tackles projects that aim to enhance financial monitoring, focusing on reducing errors and improving data accuracy in financial activities and census corrections. A common challenge is the overwhelming workload that leads to mistakes, as seen in Finland's financial agencies. Another issue is the inaccuracies in population and employment data, which French projects are striving to correct. These projects are crucial in ensuring accurate financial and demographic data, which are the backbone of effective planning and decision-making in any country. By addressing these challenges, we are paving the way for more efficient and reliable financial systems and data collection processes.
Projects
Projects in this use case aim to enhance financial monitoring, e.g. reducing errors and improving data accuracy, focusing on financial activities and census corrections.
ID | Problem | Solution | Location |
111 | The agency has too much work and makes many mistakes | An aid to monitor financial activities and reduce human errors | Finland |
273 | People make mistakes when they count how many people live and work in a place | Improve accuracy and efficiency in census data correction | France |
Providing financial advice
Providing financial advice
This use case tackles projects that automate financial management and advice, ensuring accurate and timely financial decisions. In Norway, for instance, people often struggle with sorting and paying bills on time, leading to unnecessary extra costs. Another challenge is in the Netherlands, where there's a risk of individuals and companies getting involved in risky financial activities. Another example would be In Poland, where people find it difficult to access specific information about starting a business. Each of these projects is working towards simplifying financial processes and providing clear, actionable advice, ultimately helping people make better financial decisions.
Projects
Projects in this cluster automate financial management and advice, covering invoice handling, rent payments, risk analysis, and investment guidance, ensuring accurate and timely financial decisions.
ID | Problem | Solution | Location |
147 | People have trouble sorting and paying bills on time, which can lead to extra costs. | An assistant that helps to manage and pay invoices on time | Norway |
340 | People and companies might be involved in risky financial activities | A tool to understand financial risks of individuals and companies | Netherlands |
400 | People struggle to find specific information about starting a business | An assistant that provides quick and easy business information anytime | Poland |
423 | People have problems with paying the correct amount of taxes for their properties | An automated system to calculate property values accurately and fairly | Denmark |
584 | People have trouble quickly finding important information on invoices | An automated system for processing and analyzing invoices | Finland |
624 | There is a lot of work in managing housing payments and rents | An automated system to manage housing payments and rents | Ireland |
718 | People need help deciding where to invest their money | An online tool that guides people to make successful investments | Estonia |
Tax consulting and processing
Tax consulting and processing
This use case tackles projects that assist with tax management, offering answers and aid in tax calculations, making tax-related processes more accessible and manageable. A common challenge is the difficulty in understanding and applying for tax clearance, as seen in Ireland. In Latvia, people struggle to get quick answers to their questions about taxes and payments. Meanwhile, in Slovakia, the issue lies in understanding and managing taxes. Another example is Citizens find it hard to estimate the correct amount of taxes they need to pay. Each project is working towards making tax-related processes more user-friendly, aiming to simplify the complex world of taxes for everyone.
Projects
These projects assist with tax management, offering answers and aid in tax calculations, making tax-related processes more accessible and manageable.
ID | Problem | Solution | Location |
54 | People have difficulties understanding and applying for tax clearance | An assistant that helps people understand and manage their taxes | Ireland |
67 | People have difficulties getting quick answers to their questions about taxes and payments | An assistant that answers common questions about tax services anytime | Latvia |
108 | People have difficulty understanding and managing their taxes | An automated helper that answers tax-related questions anytime | Slovakia |
133 | People have difficulty understanding population registration and income tax return information | Help to answer general tax and population registration queries | Sweden |
161 | People struggle to estimate the correct amount of taxes they need to pay | An aid to estimate income for tax calculation | Spain |
195 | People have difficulties understanding and solving their tax matters | An assistant that helps with tax matters anytime, without any cost | Finland |
418 | People have difficulties in filing their taxes | An automated helper for tax filing questions | Spain |
658 | People have difficulties getting information about tax clearance certificates over the phone | An assistant that answers tax-related questions and processes applications | Ireland |
688 | People are having trouble identifying risky tax refund claims | A tool to assess the risk of tax refund claims | Estonia |
Awards and recognitions
Nortal is a strategic innovation and technology company with an unparalleled track-record of delivering successful transformation projects over 20 years.
As a valued partner for governments, healthcare institutions, leading businesses, and Fortune 500 companies we deliver value by challenging the status quo and succeeding where legacy firms fail.
A culture of growth and meaningful work
With transparency, direct feedback, and prioritizing value over effort – we deliver results while benchmarking performance to potential, not history.
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Nortal is a strategic innovation and technology company with an unparalleled track-record of delivering successful transformation projects over 20 years.
As a valued partner for governments, healthcare institutions, leading businesses, and Fortune 500 companies we deliver value by challenging the status quo and succeeding where legacy firms fail.